We help HealthEquity members pay their medical bill with affordable payment plans

View your rate, payment and term in minutes

Submit a loan inquiry in two minutes or less and receive an instant response without affecting your credit score!

Why choose a loan through Prosper?

  • Finance any medical expenses*
  • Simple online process with an immediate response
  • Flexible loan terms and rates starting at 5.99% to 36.00% APR**
  • No down payment required
  • No collateral required
  • No prepayment penalties
  • Online access available every hour of every day
  • Availability may vary by state. For additional information, please review the Prosper application
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4 Simple Steps

1
"Click 'Apply Now!' to get started”
2
Submit your information in minutes and get an instant response
3
Select a loan offer and verify your personal information
4
Once approved, the funds are deposited directly into your bank account
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* Orthodontic expenses may be subject to specific guidelines from the IRS if submitting for reimbursement from an FSA/HRA. It is the member's responsibility to ensure eligibility requirements as well as if they are eligible for the plan and expenses submitted. Payment to lenders are not considered medical expenses, even if the original loan was used for medical expenses.

** Annual percentage rates range from 5.99% to 36%. Rate offered is based on credit score and history, income and other factors. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your loan. Refer to borrower's registration agreement for full terms and conditions. All loans made by WebBank, a Utah-chartered industrial bank, member FDIC.

Prosper is an independent service provider not affiliated with HealthEquity, Inc. HealthEquity and Prosper are not responsible for each others services or policies.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

HealthEquity, Inc., does not provide legal, tax, financial, or medical advice and nothing in its communications should be considered as such. Always consult a professional when making life changing decisions.